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Storm and hail · Diagnose first

Hail damage signs on shingles

Look for circular bruises where granules are missing and the mat beneath feels soft. A random pattern, sharp edges and hits on all slopes separate hail from ordinary wear. Most of it can be checked from the ground.

Quick answerHail leaves circular bruises: dark spots where granules have been knocked off and the mat underneath feels soft when pressed. The hits are random, have sharp edges, and appear on all slopes, heaviest on the side that faced the storm. Wear looks uniform and follows sun exposure. Check the soft metal first, and use binoculars from the ground rather than walking the roof.

Hail damage is easy to miss and easy to mistake for something else. The difference matters: real hail damage may be claimable, and ordinary wear is not. These are the signs to look for and the things that only look like hail.

Close-up of hailstones lying on a green surface
Hailstones. Check the soft metal first: it dents at sizes that may not fracture a shingle. Photo by Wolfgang Hasselmann on Unsplash.

1Hail or something else?

What you seePatternLikely cause
Dark circular spots, soft underneath, sharp edgesRandom, on all slopes, heavier on one sideHail
Even granule loss, faded or bare areasUniform, worst on the sunniest slopesAge and wear
Round spots that are raised, not depressedScatteredBlistering
Scuffs and marks in a lineFollows a walking pathFoot traffic or tools
Straight crease across the shingle, lifted tabsAlong one exposureWind

Wind damage vs hail damage

2How to check from the ground

  1. Check the soft metal firstGutters, vents, flashing and the garage door dent at hail sizes that may not fracture a shingle. Dents tell you hail fell and which direction it came from.
  2. Scan each slope with binocularsLook for dark spots scattered at random. Start with the slope that faced the storm.
  3. Compare sunny and shaded slopesWear is worst where the sun is strongest. Hail hits the storm side, whatever the sun exposure.
  4. Look in the gutters and at downspout outletsA sudden heap of granules after a storm is a clue. Steady granule loss over years is age.
  5. Write down the storm dateYour policy’s filing window usually runs from that date.
Don’t walk the roof to check

Most of it is visible from the ground with binoculars. Walking a damaged or wet roof is a fall risk, and it can add scuffs that muddy the picture for the adjuster.

3What to do if you think it’s hail

Do it yourself

  • Photograph dented metal and visible spots from the ground
  • Note the storm date and check it against the NOAA record
  • Check your deductible before calling the insurer

Hire a pro

  • Hands-on inspection of the shingle surface
  • Chalked test squares with photos
  • An honest read on whether it clears your deductible

4What drives the cost

Repairing hail damage can mean a few shingles or a whole slope. The price depends on how many slopes have enough hits to need replacing, whether the shingle can still be matched, and what the roofer finds underneath. Whether insurance pays depends on your deductible.

Hail damage roof repairInsurance claim after hail

Spots on the roof after a storm?

Talk to a local roofer who will check the shingle surface and photograph test squares.

877-360-4657

5Questions

My gutters are dented but the roof looks fine. Is it damaged?

Maybe not. Soft metal dents at hail sizes that may not fracture a shingle. It is a reason to have the roof inspected, not proof of damage.

Why is the damage only on one side?

Hail is directional. The side facing the storm takes the most hits, though some usually land on every slope.

Can old damage be mistaken for new?

Yes. Older bruises weather and darken. That is why the storm date and prompt photos matter.

Written by Jaylan Jones. I Like To Exterior Services earns a referral fee when a call connects to a contractor. See our business-model disclosure.

877-360-4657