Impact-resistant shingle and the insurance discount
I Like To Exterior Services
Class 4 impact-resistant shingles carry a premium discount with many carriers in hail-prone regions. If you are replacing anyway, ask your insurer what the discount is before choosing the product — it sometimes pays back a meaningful share of the upgrade. The discount varies a great deal by carrier and by state, so get their figure rather than a contractor’s estimate of it.
This is most common in homes built since 2000. PEX on slab, 200 amp service, builder-grade equipment that reaches end of life across a whole street at once.
You can handle this one yourself. No call needed.
Related
- Two or three layers of shingle already on the roof
- Plank decking with gaps between the boards
- Rust streaks below the chimney flashing
- Wood shingle under the asphalt
- No ridge vent and no soffit intake
- Valley metal rusted or missing
- Masonry chimney needs work
- Sagging visible along the ridge line
Back to Roofing.
Written by Jaylan Jones. I Like To Exterior Services earns a referral fee when a call connects to a contractor. See our business-model disclosure.